Securing a loan in a some countries like the USA, United Arab Emirates is relatively easy, but for some third world-countries like India and Nigeria, getting a loan even with collateral can be a hassle let alone getting a loan without one. Due to lack of government account of citizens and porous borders, banks find it hard to fork out loans to individuals and businesses alike to avoid stories that touch, aka people bolting with their monies.
Today, we’re going to talk about 10 places to get loan online without collateral.
Lets go.
1. GROFIN
GroFin provides Small and Medium Enterprise (SME) finance/business loans across Africa & the Middle East. If you have investible numbers and you looking to expand your business, then GroFin is your best short.
With GroFin, businesses can access business loans between US$100,000 and US$1.5 million. If you think your business ticks the required checklist, then you can submit your online application here.
2. SMEDAN
Last on the list is SMEDAN, a government-backed initiative to offers quick and easy business loans to Nigerian SME’s businesses in need of financing. The core mission of the organization is to promote entrepreneurship among Nigerians and also provide capital to start the business.
Aside funding, SMEDAN also provide business owners with hands-on training and support to help them run their business. If you would like to apply, click here to access their online application portal.
3. LYDIA.CO
Lidya is an online platform that provides businesses access to finance. The platform offers small and medium-sized businesses with unsecured loans of between $500 and $15,000.
According to the founders, “Lidya uses technology and algorithms to assess the risk before granting the loans, it allows them to offer financial products to these customers at a low cost.”
4. AELLA-CREDIT
Aella Credit is building platforms that make it easier for individuals in Africa to gain access to financing. Mainly focused on employee lending and empowerment, the company was affiliated with three main credit bureau agencies in Nigeria to provide quick and affordable loans with no paperwork to its customers.
Aella Credit uses a proprietary credit scoring algorithm to determine the creditworthiness of its users. The algorithm, which was built after the team gathered over five years of market data and analysis, processes an applicant’s eligibility for a loan by considering social and demographic factors as well as their debt to income ratio.
5. ZEDVANCE
Zedvance is a consumer finance company committed to providing consumer credit to individuals. You can borrow up to 3 Million Naira in less than 24 hours.
The company specifically provide loans to salary earners but if you are a salary with a side business, you can pick up the deal to finance your business use.
6. PAYLATER (Carbon)
Paylater is an easy and entirely online lending platform that provides short-term loans to individuals and small businesses in Nigeria to help cover unexpected expenses or urgent cash needs.
With Paylater, you can access up to 500,000 Naira loan with no collateral. Once your application is approved, funds are typically received within 1 – 3 business days. Making on-time repayments can grant you access to higher credit limits for your next loan.
7. KIAKIA.CO
KiaKia is a digital money lender for Nigerian businesses. KiaKia utilizes psychometry, big-data, machine learning and digital forensics for its proprietary credit scoring and credit risk assessment algorithm to provide direct and peered personal and business loans to millions of individuals and SMEs without credit information.
The name KiaKia was derived from a Nigerian language which means “Fast Fast”. According to them, the solution is very simple and fast, but highly effective and efficient.
8. ONE-FI
Formerly known as One Credit, OneFi is a credit facility company that offers short-term consumer loans to credit-worthy individuals with limited access to finance.
One-Fi loan repayment cycle is typically between 3 – 6 months, with loan amounts up to N200,000 or more.
9. C24
C24 Limited is a microfinance institution that was established with the sole mission to create an avenue for people to actualize opportunities around them, by helping them access cash loans when they need it.
C24 understands the need for quick cash loans and the necessity of quicker loan processing time. Their online loan process has been optimised to help applicants avoid the stress associated with other loan companies.
10. QUICKCHECK
QuickCheck is a modern lending platform for individuals and small businesses. QuickCheck uses mobile technology to enable individuals and small businesses to gain access to financial credit.
According to the platform, users can access quick and hassle-free loans of up to 30,000 Naira without any collateral for a duration of either 15 or 30 days.
Thank you for this initiative
You can reach me on the above address for any assistance. Thank you
Comment l’ m interested in number 3LIDYA.CO but
I receive it
LYDIA .CO
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Am interested but how do I apply?
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To add business expansion,
I Need Money to my Start Business
Comment. I Dream for you
Okay but how can you loan money in an organization that you are not investing in that organization?
I am Kenyan. Am I eligible to apply for some?
3. LYDIA.CO
like India Small Business.
Thanks Sir?
Very good
I am really interested cos i wana do Fashion accessories business.I studied Fashion at The Namibian Institute For Mining and Technology..
My name is Archibold Masakadza a Zimbabwean who lives in Zimbabwe, I want to start a business and I am in need of Capital to start my business
I really need it
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gemedure@gmail.com
Dear All,
Shalom,
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Blessings!!
Good but how do l get that?
Iam needy iam lacking enough fund to go to India to study my course
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Classes will start early August 2019 help if it is loan that will be deducted from my salary iam ready
CommenIam Betrand Mambwe living in Zambia , it is my pleasure gratitudes and honor for this privilege as a business man to get this loan online without collateral from GROFIN provides to small and median Enterprise(SME) across Africa & the middle East . I would love to get a loan from Grofin if be allowed , but thanks goes to somtoo for iniciatives has made to africans helping small business and personal loans. Thank you so much.
How can i get it
so what should i do?
I’m interested.how do i apply for the loan?
I’m interested.
CommentIam Betrand Mambwe living in Zambia runing a small business and I want to get a loan from LYDIA.CO online platform to which provides business access to finances offer to small and mediam size business with unsecured loans from between $500 and $15000. I believe to get the loan of $5000 if LYDIA can give me an access to the loans. Thank you so much for this opportunity.
Amen but I can’t able to get it am not working man of God🙌🙌🙌🙌🙌
i need a loan to start up a business, am interested in this topic, which one of this loan company will be the best for me to apply
Great daddy for my life and everything you do for me and family as I connect to you station every moment of my life.
Hope to have my breakthrough as I connect to daddy.
Thank you.
Comment I receive R12.000. a month I need to apply for R150.000. wat mast I do as I say I’m leaving in South Africa.
Grofin I apply for a loan to establish my business in Lesotho for US$100 000
I’m kanchon shekh Bangladesh my country your picture no. B choice me
I’m really change you
But i am in Zambia Central Africa. does this apply to us in Zambia
I need to join please what is the procedure
Thanks be to God Almighty
I am OK with that blessing so how can I have access over it
Pls I need esay way to get a loan from it back
Said needed essay way to gets Ur loan For my Business
Martin fabolous@yahoo.com
May the Lord bless you abundantly in Jesus name I pray
Am in need of a business loan
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I want to apply for C24
All thanks be to God Almighty
Sir,
I would like to apply for a GROFIN worthy $ 50000loan in your entity.
Am a Malawian by origin. Am currently operating a distribution of cement business.
Looking forward to hear from you.
Regards ,
Bright Kamwaza.
Please I need a Loan of #500,000 for business and accommodation.
Hi thanks how are you today
I’m Bangladeshi
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My phone number 8801826628617
Hi. I want to know if my be your from another country like Namibia if that person olsow welcome to get loan and name is Lydia Claudia Pieters
Talk to human
It’S my email.. But i don’t opened it
I wish God will provide me with some capital to be able to manage my small business which I learn in the power of christ I believe
I wish God will provide me with a lot of capital to be able to manage my small business which I learn in the name of the christ I believe
May God bless my small business which I learn to a big shop in jesus name, and may all enemies walk away from my way in jesus name
Holaaa tu bien como estás
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Hoy tu gracias saludos favor
Hello Sir.
Good morning.
whenever a prayer i sent,i don’t see it i saw about buisenee.
please can you show me .
THANK YOU,GOD BLESS YOU🙏🙏🙏🙏
Videos send me
Bonsoir, je viens de lire sur votre qui est très interessant, je voudrai donc savoir quelles sont les conditions à remplir pour avoir aussi rapidement un prêt à long terme et les modalités de remboursement ? Je vous remercie pour votre prompt réaction.
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Good,how will I access this business loans like 500,000.
May God continue to establish your philanthropic ministry to bless humanity or mankind to soft there need
Your great work which you’re doing in the life of mankind will be paid back to you in abundance, you’ll always be listed up at the area of your calling
I would like you to help me to start business my is Edward Mkoka and my number is 0740747904 am staying here in SA but am from Malawi please
Thank you so much
Olá pesso uma mão de inprego sou homen muito trabalhador más não tenho onde mostrar a minha força e a Mor em trabalho 👷.
Porfavor presiso dê inprego
How can I start getting a loan
I live in Italy can I apply for this loan
How will I apply for a business loan
Amen,Jesus is Lord.
I like it. What then is expected of me?
I live in Italy can I apply for this loan for my business
But I have gotten an opportunity
How may I be bless also
Very much ready to receive the miracles in the Blood of Jesus Christ
I want to start a large company which works with canning of fish
I want a loan to start my bussiness that need capital please let me know accessibility areas to acquire the loan respectively I can be reached by the following mobile numbers :+264817906480/+264857142110 respectively
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I need loan from $500 to $15000
I need a loan to start my restaurant business and electronic gadgets, please help me with the places i can receive them. You can find me through these numbers +265888900169/+265994280280.
Comment..hw long will it take to back
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IAM a Zambian by birth who is interested in the loan.
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I want a loan or small grant to start oil palm business (farming) that I need initial funding. Please connect me to areas to acquire the loan or grant. Please contact me by the following phone numbers +231777311888/880057116
Thank you
I want to expand my poetry farm.
So please tell how to access and acquire the loan and again tell me how to pay it back. I mean the terms and conditions… Thank you
if apply loan what is the requirement?
How do l apply?
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I humbly need a loan to start a business…I can be reached here +27757239491.My e-mail is not working now
Comment good day please I want to partake In the loan .please let me know the terms and conditions apply .one can reach me in the following number… 07019130683,08103766487
Am a student doing clinical medicine
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I’m a 42 years old lady who is looking for advice and capital to start a bakery in near by rural area and I’m certain it will do well cause those people have to pay -+ R90 to town and during the weekend they don’t get bread for sandwiches shops as the known bakery only deliver mon-fri .I think I may business will do good and help community too as I will have to hire few people.
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I want a loan to start my Business that need Capital please let me know Telephone 0931649591
I thank you for this opportunity please, am from Uganda 🇺🇬 here we have a small group in our community, our job is in transportation(we are motor cycle riders) riding passengers it’s a good job but our earnings is little.
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We will refund your money in a good time agreed thank you very much .
This is my contact +256706454503 and ssewayaaugustine401@gmail.com
Thanks
I need this loan because I have the less privelaged boys to look after, and when I expand my business these boys will go to School for sure that I know.
I need a loan to boost my business. Please let know accessibility area to acquire the loan. I can be reached on the following number. 08128669740
Hello dear Sir/ Madam
Thank you so much for the good job you are doing in your companies. I would like to know if someone who is Kenya can be able to access a loan.
Thank you
Help me please I want to start up my project. +264813535216
I want a loan to start up my business, i need procedures in how to apply please, you can contact me on my cell number. +260 962 17 91 99 OR +260 972 17 53 81***i will be waiting for a reply****thank you.
Thank u for help but what l need from u is that how to get money and how to get jobs and Good life because have most family who need help from me but l don’t have any thing to help them , that what l was need ur help
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I’ll like to have a loan that will assist my farming business what is the process.
I would like to acquire loan in my education am in kenya
I’m looking for money to travel out .i have nothing in my hand .please if God help me here ,for I’m looking for, I’ll be appreciate.
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I would like to request a loan from SMEDAN to start a small business I would be highly delited if my application would be successful Amen
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Thank you for hearing from you
It would be blessing really if i’m assisted.
Help me pastor my life I not going anywhere I’m stuck on the same place
Small business loan for my company to start working for brick making manufacturing, Lorenzo MORAKE
0728818383 & 0767341594
Good day pls can get help I want to stated my own cooking business
God bless
Shireen
0842297158
I am currently working as security officer for zambeef plc, hence, I want a loan of k300,000 so that I can start buying animals from local farmers & sell them to zambeef. This year there is hunger , & farmers are selling a lot of animals. And already now there are about 400 animals which needs to be bought , & this year animals are flowing like water . Off cause the number of animals fluctuates within the range of 50 to 500, whereby I want to take this opportunity to make business. I am a faithful person who only need help or capital to start business. Phone numbers , +260 966484734 & +260972464869. I am a Zambian aged 51 years old.
I need it
Hie I am ifydegorgeous frm Nigeria living in Benin republic
Deal in electronic all kinds of electronic
Hear in Benin republic such as special laptop’s and parts an phone’s
I needed A loan frm QUICK Check platform. Thanx remaining blessed I Really Need ur Respond.
Tel 97 52 39 54 99 49 73 16
Email ifydegorgeous @ yahoo.com
I need a loan to help me improve my school structures. How can I access it? .My contact is +256772992240/+256756135765.
Hello I need a loan to improve my business so where can I find areas to acquire the loan
Mobile numbers +267 71864151respectively
Am very interested dear, your help please
I am Paul Kamodzi from Malawi. Would you help me to secure a loan from GLOFIN which can help me start my business dream? I look forward to your cordial assistance
I want to apply for scholarship to study oversea
I need a permanent job
Let’s know how Quick check can be fit for my situation and successfully be helpful.
I would like to request for a Loan with GROFIN to start my business that needs capital worthy 50,000usd.
Please,let me know procedurally how I can acquire the Loan.
To contact me the following mobile phone number :+265994671500.
Looking forward to hear from you.
Regards,
Bright Kamwaza.
R u coming to meet me
I want a loan to start business please contact me through email@: samngulube99@gmail.com
I want a loan to start my business that need capital please help me, let me know accessibility areas to acquire the loan respectively be reached by the following mobile number:+260979874108.
respectively
Hi
Hello,
I want to loan 30,000 USD for personal house construction, you can reach me via email: keokimsaycambo@gmail.com or whatApps and call +85585664668
I looking forward to hearing from you!
Best regards
Kimsay
I want a loan too to start my business, these are my numbers +263773538577
Am also interested for the loan to start my on business
Want to sex video cal
I would like to open up a business but don’t have enough capital to start
You can respectively get hold of me on this mobile number
+27760690907
Thanks
So how can we communicate easily
Pay later carbon
I would like to apply for a loan under you to enable me starts a business.please I would like to know the areas and the reliability of the loan. Every information about me can be reached through the following mobile no.08030546440,or 08154762916
I need a Loan to grow and expand my business please I want you to contact me with this email tessyobu@gmail.com. And I want to know the accessibility areas to acquire the loan. Tanks
I want a loan to finance my business.this is my contact no 08067143918, thanks.
I’m interested in getting such loan thru paylater. How can I get it. You can reach me with +2348066521334.
I need money
Can I get a loan so that I can also start a business
i want tô start my busney but capital i did’nt
thank you to blesses
I Also need a loan to boost my business if I can find accessibility to this loan please
I Also need a loan to boost my business if I can find accessibility to this loan please
in need of loan $ 2400000 for busines start up my email koechpaul80@gmail.com
I really interest cos I want to start my own business.Contact me to 0813359034.
ok
I need car calls
Ineed car cells
Sir I need loan, to renovation of my Building to give out for finance,I need #2,000,000.00
My spouse and I absolutely love your blog and find almost all of
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PRAY for me please
I do want a loan for my business.
I need a capital please let me know accessibility to acquired areas the loan respectively.
My phone #09357984187
I need a loan I want to start a business of selling chicken and eggs. Am from South Africa.
Comment
I need a a small business Loan (GROFIN), of ($100,000) To be precised, to start an entirely Super Market Business, and pay back in five (5) years time. Please, I will be glad, if my request is granted. Thanks
I want a loan to start my own business
My number +254795764037
This small business loan can help me and my family to provide for our selves and need, this is now my chance to help my self and children i need this job seriously you can contact me with the number I have here 08150829347
I want to Loan My Starting Business